* APY (annual percentage yield) for is current as of Dec. 1, 2018. APY calculated using $1000 minimum deposit for compounding term. A penalty may be imposed for early withdrawal which may reduce earnings. Funds must remain on deposit until maturity to earn advertised Annual Percentage Yield. Rates are subject to change. Offer not valid for municipalities and other financial institutions. Cannot be combined with other offers. Interest paid semiannually and at maturity. Automatically renewable for 24 months at the then current rate.