FDIC Disclosure

Important Information About Procedures for Opening New Accounts

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Click links below to view / download deposit account disclosures:

Your Ability to Withdraw Funds

Electronic Funds Transfer Disclosure

EFT Services

Substitute Check

Terms and Conditions

Click links below to view / download electronic banking product agreements and disclosures:

Mobile Banking Agreement and Disclosure

Online Banking Agreement and Disclosure

Online Bill Pay Agreement and Disclosure

Picture Pay Terms and Conditions

Remote Deposit Capture Agreement and Disclosure

Refund/Exchange/Cancellation/Warrant Policy

ESIGN Disclosure

Click links below to view / download loan account disclosures:

What you should know about Home Equity Lines of Credit

HELOC Early Disclosure

HELOC Early Disclosure

Insurance Disclosure for Credit Application