voice your choice for personal checking
Please compare the great features of our personal checking accounts and apply for the one that’s the best fit for you.
Personal Checking
Here’s an overview of our personal checking products, but you’ll want to be sure to schedule a meeting with one of our specialists to tailor a plan that sets your business up for success.
| Express Checking | Rewards Checking | Interest Checking | Capital Club | |
|---|---|---|---|---|
| Simple, fast and easy | Provides valuable benefits | Earn interest on your balance | Provides valuable benefits | |
| Monthly Service Fee | $0 | $5 | $8* | $35* |
| Daily Balance Requirements | None | None | $1,000($8/month if balance drops below) | $250,000 of linked accounts + $15,000 average balance in this account |
| Interest Bearing | No | No | Yes – tiered rates | Yes – tiered rates |
| FREE Online Banking & Billpay | Yes | Yes | Yes | Yes |
| Unlimited Check Writing | Yes | Yes | Yes | Yes |
| Paper Statement and Images | $3 for statements with images | Free | Free | Free |
| Minimum Opening Deposit | $100 | $100 | $1,000 | $15,000 |
*The monthly service fee is waived if the account balance is at $1,000.
Express Checking
Simple, fast and easy
Monthly Service Fee
$0
Daily Balance Requirements
None
Interest Bearing
No
FREE Online Banking & Billpay
Yes
Unlimited Check Writing
Yes
Paper Statement and Images
$3 for statements with images
Minimum Opening Deposit
$100
Rewards Checking
Provides valuable benefits
Monthly Service Fee
$5
Daily Balance Requirements
None
Interest Bearing
No
FREE Online Banking & Billpay
Yes
Unlimited Check Writing
Yes
Paper Statement and Images
Free
Minimum Opening Deposit
$100
Small Business Checking
Earn interest on your balance
Monthly Service Fee
$1,000($8/month if balance drops below)
Daily Balance Requirements
None
Interest Bearing
Yes – tiered rates
FREE Online Banking & Billpay
Yes
Unlimited Check Writing
Yes
Paper Statement and Images
Free
Minimum Opening Deposit
$1,000
Capital Club
Provides valuable benefits
Monthly Service Fee
$35 or none
Daily Balance Requirements
$250,000 of linked accounts + $15,000 average balance in this account
Interest Bearing
Yes – tiered rates
FREE Online Banking & Billpay
Yes
Unlimited Check Writing
Yes
Paper Statement and Images
Free
Minimum Opening Deposit
$15,000
Rewards Checking Premium Features
- Checks provided free (1 box per year)
- 1st year Lock Box rent free and 10% discount thereafter
- Reduced Fee for Cashier’s Checks and Money Orders
- Discount on Overdraft Protection (ODP) Loan Origination Fee ($25)
- Discount on Home Mortgage Origination Fee ($100)
- Discount on Consumer Loan Origination Fee ($25)
- 10 basis points increase on CD (one time per year)
- Reduced fee for debit card replacement, wires, and foreign currency handling
- Free paper statement with images
- Free Notary Service
Switch Program
- Earn cash bonuses when direct deposit requirements are met within 90 days of account opening
- Additional bonus opportunities available with qualifying loan products, including HELOCs and residential mortgages
- Enhanced rewards for maintaining higher balances through linked accounts and Capital Club participation
- Exclusive loyalty benefits for customers with existing or past lending relationships
- Bonus payments deposited upon verification of required direct deposits and/or balance thresholds
- Available to new consumer checking customers who have not held an account with Fortress Bank within the past 12 months
Let’s Chat
Contact us today and we can set up a time for us to start giving sight to your vision. Remember, if you’re sharing any personal account information, please use only the “send us a secure message” form.