voice your choice for personal checking
Please compare the great features of our personal checking accounts and apply for the one that’s the best fit for you.
Personal Checking
Here’s an overview of our personal checking products, but you’ll want to be sure to schedule a meeting with one of our specialists to tailor a plan that sets you up for success.
| Premium Interest Checking | 50+ Interest Checking | Direct Interest Checking | Free Checking | |
|---|---|---|---|---|
| An account for those interested in higher interest | A perfect account for customers 50 and better | Earn interest with the convenience of direct deposit or any automatic deposit | A FREE account for anyone | |
| Monthly Service Fee | $8* | $0 | $0 | $0 |
| Daily Balance Requirements | $1,500 ($8/month if balance drops below) | None | None | None |
| Interest Bearing | Yes- tiered rates | Yes | Yes | No |
| FREE Standard Checks | Yes | Yes | Yes- One box per year | No |
| Minimum Opening Deposit | $50 | $50 | $50 | $50 |
*$8 monthly service charge if minimum average daily balance falls below $1,500.
Premium Interest Checking
An account for those interested in higher interest
Monthly Service Fee
$8*
Daily Balance Requirements
$1,500 ($8/month if balance drops below)
Interest Bearing
Yes- tiered rates
FREE Standard Checks
Yes
Minimum Opening Deposit
$50
50+ Interest Checking
A perfect account for customers 50 and better
Monthly Service Fee
$0
Daily Balance Requirements
None
Interest Bearing
Yes
FREE Standard Checks
Yes
Minimum Opening Deposit
$50
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic deposit
Monthly Service Fee
$0
Daily Balance Requirements
None
Interest Bearing
Yes
FREE Standard Checks
Yes- One box per year
Minimum Opening Deposit
$50
Free Checking
A FREE account for anyone
Monthly Service Fee
$0
Daily Balance Requirements
None
Interest Bearing
No
FREE Standard Checks
Yes- One box per year
Minimum Opening Deposit
$50
Capital Club Checking
More than a checking account- it’s a membership with benefits
Capital Club Consumer Checking is designed for customers who maintain significant relationships with Fortress Bank and want more from their everyday banking. Enjoy competitive interest rates along with a suite of exclusive benefits and services designed to make banking easier and more rewarding.
- Competitive interest rates based on your account balance
- 2 free boxes of checks per year
- Free Safe Deposit box
- Free Cashier’s Checks and Money Orders
- ATM reimbursement up to $50 per month
- No Consumer Loan Origination Fee
- 0.50% reduction in interest rate on qualifying consumer installment loans (with auto debit), no origination fee
- 25 basis point increase on CD rate once per year (excluding CD specials)
- Free Debit Card Replacement
- No overdraft protection line of credit fee
- Access to exclusive events
- Concierge service with direct access to a primary or assigned banking officer
Capital Club is an invitation to experience banking with added value, personalized service and exclusive benefits.
Minimum daily average balance requirements apply. Must have $250,000 of linked accounts +$15,000 aver daily balance in this account. See a Fortress Bank team member for complete account details, qualifications, fees and current interest rates.
Capital Club Checking
More than a checking account- it’s a membership with benefits
Capital Club Consumer Checking is designed for customers who maintain significant relationships with Fortress Bank and want more from their everyday banking. Enjoy competitive interest rates along with a suite of exclusive benefits and services designed to make banking easier and more rewarding.
- Competitive interest rates based on your account balance
- 2 free boxes of checks per year
- Free Safe Deposit box
- Free Cashier’s Checks and Money Orders
- ATM fee reimbursement up to $50 per month
- No Consumer Loan Origination Fee
- 0.50% reduction in interest rate on qualifying consumer installment loans (with auto debit), no origination fee
- 25 basis point increase on CD rate once per year (excluding CD specials)
- Free Debit Card Replacement
- No overdraft protection line of credit fee
- No home loan origination fee
- Access to exclusive events
- Concierge service with direct access to a primary or assigned banking officer
Capital Club is an invitation to experience banking with added value, personalized service and exclusive benefits.
Minimum daily average balance requirements apply. Must have $250,000 of linked accounts +$15,000 aver daily balance in this account. See a Fortress Bank team member for complete account details, qualifications, fees and current interest rates.
Let’s Chat
Contact us today and we can set up a time for us to start giving sight to your vision. Remember, if you’re sharing any personal account information, please use only the “send us a secure message” form.