Home Equity

You’ve worked hard to make your house a home. Now put your home to work for you. 

The equity in your home equals cash for:

  • Vehicle Purchases
  • Home Improvements
  • Debt Consolidation
  • College Tuition
  • Vacation
  • Investment Opportunities

Home Equity Line of Credit (HELOC)

A HELOC is a line of credit secured by a junior mortgage on an owner-occupied residence. Your equity is the current market value of your home minus the balance of your first mortgage.

A Home Equity Line of Credit is a convenient, economical option that offers a rate much lower than most credit cards. HELOCs are easily accessible with checks or transfers by phone, in person, or through Online Banking. Interest may even be tax deductible.*

Home Equity Loan

A Home Equity loan is a fixed-term loan secured by a junior mortgage on an owner-occupied residence based on the equity in the home. Fixed-term for an extended period. Home Equity Loan is convenient for debt consolidation.

*Consult tax adviser regarding the deductibility of interest

contact a dream

Contact us today and we can set up a time for us to start giving sight to your vision. Remember, if you’re sharing any personal account information, please use only the “send us a secure message” form.